Planning for retirement in the UK

Planning for retirement is all about planning and managing financial matters during retirement. Even if this seems dull and complicated, this is an important thing to do.  It is important to review where you stand financially in order to make sure you do not face any financial issues in the future.

There are several platforms and organisations which can help you prepare for planning for retirement in the UK.

Get Help from Relevant Agencies

If you are planning to retire, you should get help from relevant agencies which support you through the retirement process. If you are a few years away from your retirement you should consider calculating your retirement income. Use a pension calculator which helps you determine how much money you can actually save to be used in retirement.

Age UK helps you do the advanced planning for the retirement in the UK. It guides you through various stages in order to get your finances organised. Experts at the Age UK make sure you get the best opportunities for your later life.

Few of the other agencies that help you plan for retirement in the UK includes Nation Friendly UK, and Later Life. Later life provides amazing services that can help you have viable planning for your life. It also provides coaching services and courses that can teach how you can spend your life without any severe financial challenges.

Take time out to Plan for Retirement

Like everything else planning for retirement in the UK takes time and effort. You can have a richer and amazing lifestyle in retirement if you take some time to think about your retirement and make required planning. You do not need to spend hours in order to address that, but you can even spend a few minutes on a regular basis to plan for retirement.

Often it is too difficult to know what life will look like after retirement. You can have an amazing lifestyle or face financial challenges depending about what decisions you take today. If you don’t have funds for the retirement then it is good to work part-time so that you can meet your expenditures.

In order to avoid the later life issues write down your income and write down your expense. Your income may include state pension and all another pension that you or your employer has put money into. Track all the records and know what your financial status looks like.

If you are unable to meet your expenses either you have to cut down expenditure or come up with ways to continue to generate an income.  You may consider starting an online business in order to generate an income in retirement.  A popular form of online business for retired people in the UK is affiliate marketing. 

If you want to have a sound financial status during the retirement, talk to a professional money adviser.  Do the basics of your financial planning yourself and hire a financial adviser for the complex issues. If you have a huge amount set aside consider consulting a financial agency for that.

Do anything that is possible to live a happy life in retirement. You can put some money into savings which usually give you a higher amount of interest rate. A penny saved today is an investment for tomorrow.

Know What Benefits You Can Claim

If you are in the UK and you are planning to retire, then you should know what benefits you can claim. Often people do not have idea about what benefits they can claim in retirement. There are several benefits which you can claim in retirement.

They include Pension Credit, Attendance Allowance, and Carer’s Allowance. Once you hire an adviser for planning your retirement he/she will tell what benefits you can claim in retirement.

Laterlife is an amazing service which helps you to make the most of the retirement. Planning for the retirement is more important than it has been ever before. If you plan your retirement properly, you will have a much more active, healthier, and longer life.

After the withdrawal of the Default Retirement Age which is 65 years in the UK, people can now choose their retirement age on their own. If you are in the UK you can work as long as you want and make sure you have the safe and sound financial future ahead.

If you have just started planning for retirement in the UK, you can work more years so that you can achieve your financial goals.

Clearly define Financial Needs In Retirement

Whether you are planning for retirement in the UK or anywhere else it is essential to get clear early on the financial needs in retirement. You need to get clear around what kind of lifestyle do you want to spend during retirement.

If you are planning to spend a very simple lifestyle, maybe you do not have to worry so much about your finances. But if you want to have a luxurious life, you will have to focus on how you can spend all your finances in the best possible way.

Various retirement planning agencies provide courses and coaching around, pre-retirement, mid-life seminars and early career financial seminars so that people can have a sound financial career throughout their life.

There are several benefits for the expats who are planning to retire in the UK. UK pension system is one of the best systems in the world. In 2016 it was ranked 11th (Mercer). The pension system is ahead of any pension system in the developed economies like the US, France, and Germany. This doesn’t mean it has all the positive aspects; however, there are several shortcomings as well.

Given the fact that UK pension is one of the most comfortable factors if you are planning for retirement in the UK, however you do not need to depend on a single source. It is essential that you plan your personal finances keeping in view the needs later in your lives.


Life expectancy is increasing which is good news, but at the same time, we need to be conscious about how you will fund your hopefully long retirement.  If you have a sound financial planning, you will save more and invest a greater portion of your capital to meet the financial challenges of later in your life.

A sustainable policy is essential to support and prepare all the people for their retirement, at the same time helping companies to innovate and grow. This will boost the inter-general fairness with an obvious path for the youngsters.

How To Earn Extra Money In Retirement?

Every single day thousands of people turn 65, which mean so many people are retiring and becoming unemployed. Retiring without a decent pension and savings is not much fun.  If you are in this position or simply if you want to top up your income in retirement then continue reading.

Life expectancy has been growing around the world meaning it has never been more important to have a clear plan in place for how to financially support a long retirement.  Earning extra money can help cover unexpected costs and allow you to enjoy your retirement.

There are several options available today available to retired people such as the exciting possibilities of setting up an online business with Wealthy Affiliate.  Many retired people are starting their own website which allows them to generate a passive online income.  I’ve written an article explaining more about the best way to go about setting up an online business – click here to read it.

The possibility of starting a business in retirement not only gives you the possibility of generating an income but to learn a range of new skills and overcome boredom.  Today, we have listed down four great ways to earn extra money in retirement.

Get Yourself Registered With A Temp Agency

If you are getting bored by just doing the gardening and walking your dog out on regular basis, this is a great option for you. Get yourself registered with a Temp Agency, do the work you love and get paid for it.

A Temp Agency takes projects/tasks from the companies and businesses and hires employees on a temporary basis to get the work done. They hire people based on their availability. They usually have flexible working hours and short-term contracts which many retired people find attractive.

A Temp Agency usually allows you easy working hours. You can work a few days a week, on a part-time basis. This part-time work perfectly matches if you don’t have anything to get busy with. The benefits of working with a Temp Agency are you are open to choose the kind of assignments on your own.

You can choose short assignments or long-term assignments depending on your availability. Even if you are retired and you are super passionate about what you do and you want to earn a larger income, you can just become a full-time employee at a temp agency.

Write For Others

If you are a natural writer, and you love writing in a particular niche you can start working as a writer from the comfort of your home. When retired people often love to read and write. It is when you don’t have to worry about all the responsibilities of your kids and parents, and you can have peace of mind, and thus you have enough time set aside to work on writing projects.

Online websites like Upwork, Fiverr, People per Hour and a few other platforms provide you with an amazing opportunity to work for the people and businesses around the world. The pay scale is usually better than what you can get in a regular job.

However, it varies according to your skill set and the level of experience. If you are expert in what you do, obviously you will make a handsome amount of money in retirement.

Once you are able to win client’s trust you will have a range of content writing projects on your away. Start with the basics while accessing both short and long-term goals. You can even build an amazing business using your skill set even after retirement. Whenever you work as a freelance writer, demonstrate that you are determined to produce quality work.

If working as a freelance writer is not a cup of your tea, you can go visit the nearby publishing company in your town and provide your services a few days a week.

Be a Library Assistant

This is a great option for you to earn extra money in retirement if you are an avid reader. As mentioned above, when retired, often people love to read and write. If you love to read then becoming a library assistant is a perfect choice for you.

You can become a library assistant anywhere in a community library, a school library or a college library. Easy and flexible working hours will allow you to enjoy the work as well as follow your passion. If you are passionate about a particular field, you can help people with finding research topics and help students to get the best material for their studies.

You will also get to connect with wonderful, charismatic and energetic people who often make your day. Please note that whether you have a degree in library sciences or not, you can still be a great library assistant. Look up for similar opportunities today and earn extra money in retirement.

Sell Your Beautiful Artwork On Etsy And Social Media

If you are great at stationery, crafts, home décor or scrapbook, don’t think twice. Just showcase your talent on Etsy and start earning extra money in retirement.

Since many people who are retired love to work from the comfort of their home, therefore it is a very suitable way of earning while doing what you love. Etsy is a great marketplace for people who want to earn extra money in retirement. Etsy allows you to open your own shop of the handmade items, handicrafts, and vintage items.

Today, where people love to go for the new trends in home design, dress and lifestyles there is a substantial amount of audience who still love blending uniqueness in their lives. Research shows that in the past year a total number of 30 million buyers spent a total amount of 2.8 billion dollars in order to get what they love. In order to be part of this amazing marketplace, you need to register yourself, which is pretty easy.

Apart from this, you can also sell your products on social media. Social media has become another amazing business tool, in order to sell your products, create an amazing profile and a business page on social media and start getting orders.

Instagram works better particularly for the artwork. You can target your market easily and without any hard and fast rules. Sign up today and let the world appreciate your skill while making extra money in retirement.


So which option would you love to go for? Now it’s your turn, do you have a unique suggestion for making extra money in retirement? If yes, just let us know in comments section below.

Passive income business opportunities

Earn money even when you are asleep. Passive income opportunities allow you to make money even when you are asleep. With little to no effort you can earn a substantial amount of money and have the financial freedom you deserve. If you are still stuck in your 9-5 job and wondering if you can ever have the financial freedom, I am here to tell you that ‘Yes’ you can do it.

One option is to consider creating your own income generating website.  I’ve written a separate article explaining this opportunity – click here to read this.  In our list of passive income business opportunities we have list down four major ways which you can use to earn money. Happy Reading!

Dividend Income

If you are a shareholder of a company particularly if it is listed company than you can earn a massive passive income. The amount of the income depends upon the volume of shares you have with the particular company. Companies which are very well-established usually provide higher dividends, and these dividends grow steadily. You can enjoy a huge amount of dividend income as long as you are the shareholder.

A pretty simple rule works for dividend income, if you have a total number of 5000 shares of a certain company, and if the company pays you 0.25% dividend per share, the total amount you will get will be $1250. You can reinvest this money back into the shares if you do not need the cash

If you remain a long term share holder of the company, this will be rewarding. If you re-invest your dividend income you will have roughly 45% of your return. People who have a great financial understanding usually love to invest in shares. This is because the process is very simple and you don’t really need to do anything to get paid. Once you invest your money in shares, you need to wait for the capital appreciation. Simply, you get paid to wait. Interesting yeah?

So one you are able to get your head around all the basic and essentials of this, you can start working as an adviser and provide financial coaching to the people. This will allow you to turn your skill into business and making the best out of it.

If you have set aside certain amount of the money for the rainy days, make sure you invest in shares of a well-established company. I am sure you will appreciate your decision later.

Rent the free rooms in your house

Do you have an extra space that you seldom use? Why not lease it out to somebody searching for a temporary leasing instead of leaving it for free. There are many websites like Airbnb where you can register your room and get customers. Millions of people utilize Airbnb to locate an area to stay occasionally even for moths sometimes rather than living at a resort.

Before you could register your room with a lease company, make sure it is comfortable. When listing your room with the companies include every bit of the detail in it. Properly mention the size of the room. Let the customer know if pets can accompany them or not. You do provide heating/cooling services? Whether there is car parking or not? The more details you dig into the easier it will be get your rooms rented.

Put yourself in a customer’s shoe and think what kind of a room would a person love to live in? Is it an enjoyable space for him or his family? Does your room/room provide all the essentials?

Once you are able to rent out your room, make sure you greet people warmly when they arrive at the venue. This will make them feel at home. It will also help you build a long-lasting business relationship.

Once your guests leave make sure you hire a house cleaning solution to keep the place tidy and prep the area after use. This will certainly eliminate service your end as well as make it absolutely easy revenue.

Create a Lead Generation Website

In or list of passive income business opportunities, the third comes creating a lead generation website. As fancy as it sounds lead generation is not that simple. 63% of the marketers claim that lead generation is one of the major challenges they face.

A lead generation website is created with a purpose to capture and stimulate the interest of a product or a service in order to create sales pipeline. The lead generation industry has faced several changes since the rise of the social media. Lead generation websites exist to give recommendations to companies. So, allows state you produced a lead generation internet site that concentrates on real estate.

To have a great lead generation income, you need to create an amazing homepage for your website. If you are creating a lead generation website for the real estate industry, you would certainly utilize the website to enlighten property including houses, apartments, and offices etc.

Apart from this you can also highlight real estate investing opportunities. Within the site you’d have web links where people might contact you to read more. When someone gets in touch with you, you refer them to a real estate expert in their area. The realty professional would pay you for the lead. It’s a warm lead and not a cold lead, so professionals would certainly be happy to pay you extra. You might likewise earn money by having marketers on your site.

Note that you would certainly need to understand Search Engine Optimization (SEO) in order to make the site effective. Getting your website on top of search engine pages would be vital to success.

Creating an App

If you have a smartphone or tablet after that it’s risk-free to think you have numerous apps downloaded. However, have you ever had a fantastic idea for an application? If so, you could take into consideration employing a developer to create your application for you. You might then market it on the App store for recurring earnings.

Every single day we use apps. We use apps to buy our clothing, food, home articles, and gadgets. Uber and Careem are the two widely used apps that we use every single day. You can create a sophisticated app and be able to earn a huge passive income.


There are lots of other ways that you can make passive revenue. Hopefully, this checklist has actually aided you narrow down which source of income is best for you. If you’re tired of the typical way of earning money, implement a few of the easy earnings methods over so you can begin working much less and making more loans while you sleep today.

How To Earn Extra Money In Malaysia

Every single day when I get to my office, before the start of my day I am always thankful for this technological advancement that allows us to earn a livelihood while living anywhere in the world.

You may be satisfied with the amount of money you are making out of your regular job, but today I am going to tell you several ways to earn extra money in Malaysia.

1. Be Ready to Get Your Hands Dirty With Internet

If you are thinking about how to earn extra money In Malaysia then you must be ready to get your hands dirty. More than two decades now the internet has created so many amazing earning opportunities.

One possibility is to make money with affiliate marketing by setting up your own website with the support of a platform such as Wealthy Affiliate.  If you are interested in learning more training available for setting up an online business I’ve written an article about this – click here to read it.

You can easily sell your soft skills using the internet. All you have to do is to find the right platforms and choose the skills you are good at and start serving people from around the globe. There are several ways for doing this that include:

a. First in our list comes creating a blog or a website, which is one of the finest ways to earn a good amount of extra money. If you are seeking for a good amount of extra money in Malaysia then nothing can be better than to start a website of the blog right now. This needs some hard work and determination. You can choose any topic of your choice and start to write. Monetize your side with Google AdSense and other advertising websites to earn a real amount of money. With some basic knowledge of how the internet works and with the Basic English skills, you can make a healthy amount of money. Before starting off building your website, make sure you choose a niche which really interests you so that you can build an amazing hub of loyal readers.

b. Nowadays a number of people around the world earn money from freelancing websites. A very simple rule works, sell your skills you are efficient at and earn money. If you are new to the freelancing you need to be a little more careful, because so many newbie freelancers often get victimized due to the spasm. Freelancing is quite common in Malaysia. You can do some tremendous jobs like writing an article, design a website, and translate a video or audio and translating text into Malaysian or Chinese for a good amount of money. Websites like Upwork and Fiverr are the platforms where you can get tasks from the clients to earn money. In addition to this ProZ, PeoplePerHour, Favser, TransPerfect, Gengo, ProTranslating, Translating Services 24, Capita Translation are some amazing website which offers you do small tasks and earn.

c. Marketing either online or offline is the best way of earning. It is the art of marketing where you promote the products and services of a third party and earn a commission. Most likely you act as a middleman to bridge customer and company. There are numerous websites that give affiliate marketing options. Amazon, Clickbank, MaxBounty, CPA Prosperity, CJ, and PeerFly are some websites offers you to sell their product. In return, you get a healthy amount of money in reward. This is one of the easiest ways to lift your earning in Malaysia.

2. Sell Your Used Items

Keeping the things that you don’t need any more create space issues at your house, also it is useless to keep things that you don’t need anymore. You should do a cleaning and give away or sell things you don’t use anymore once in three months. Firstly, this will help you create enough space in your home, secondly, it is a great way to create some extra income.

One of the cool ways to earn some extra money in Malaysia is to sell the products you want to replace. There are websites and mobile Apps like, Duriana, Shpockare, Carousell Malaysia which help you find and reach targeted customers. You can easily reach out your targeted market, sell the products and earn money. You can sell anything from kitchen utensils, bicycles, motorbikes, smartphones, any other electronics. Just place an ad along with the details of the items you want to sell and get your wait for the customer to contact you.

3. Online Stock Trading

If you have a finance background, I am sure you must be familiar with online stock trading. Investing in stock trading itself is thrilling and this is a pretty exciting opportunity to earn extra money. Online stock trading needs more vigilance than any other online investment opportunity, because of its volatile nature. So it is important that you have great knowledge about this field if you want to invest your hard earn money into it. If you do not have substantial knowledge about trading, make sure you teach yourself how you can be an efficient stock trader. This saves you from both major and minor losses that are usually expected to occur in trading.

If you have saved some money from your day job and you want to invest in some way than stock exchange is the best option for you. Even if you have a little amount of money you can still invest in different stocks. This is a very profitable and trending way of investing your capital in the Malaysian financial market. The return on investment is quite substantial and it increases with the passage of time and becomes a higher amount with a great profit eventually.

4. Future Investment Programs

A penny saved today is an investment tomorrow. Try saving every extra penny you have in your pocket to have a very profitable return tomorrow. In Malaysia, there are numerous small and large Future Investment Programs. You can save some part of your earning and invest it in a feasible investment program. Investment programs vary depending upon the income bracket. If you have a very less amount set aside for investment, you can choose a program which requires low investment and vice versa. If you are a business owner then you can invest a relatively high amount and get profit. You can have a secure financial future if you save your extra earning today and invest in similar opportunities.


Make money, invest in some profitable opportunities, and live your life at best. Having financial freedom is important to live your life at fullest. If you have the financial freedom, you can get the best car, amazing house, and above all, you can travel around the world. Choose any of the options above, start earning a handsome amount of money and enjoy your life!

How To Earn Extra Money In Singapore

Singapore is one of the world’s developing countries. In the past few years, Singapore has developed both economically and politically to a great level. Life in Singapore is now happier and more prosperous as compared to most of the other developing countries in the world.

Today, doing a regular job at a fixed salary is very ordinary in Singapore. Especially, if you have a middle-class job you might face financial issues.

Thus you will not be able to enjoy additional luxuries or save for rainy days. Relying on some sort of conventional source of income is over. You can now improve your lifestyle and earn extra money in several ways.  Some ways to earn some extra money in Singapore are explained below:

1. Teaching Online

Online teaching is one of the most common ways of earning in Singapore. Many people in Singapore are now making online videos and text lectures on different topics to earn money.

Private teaching in Singapore is considered as one of the favorite jobs in the country. If you are a teacher you can earn $50-$130 by teaching your students through video lectures.

2. Creating a Blog/ Website

Creating a blog or website about your favorite topics is one of the easiest ways of earning in the world. In Singapore, you can now start to create a website to convert your thoughts into money. In addition to this, you can create sports, news, and entertainment, funny or other informational website and monetize them to earn money.

3. Freelancing

Freelancing is now one of the easiest ways of earning all over the world. You can either choose it as a full-time job or part-time job if you want. People sell their skills on the internet and get paid from the clients online.

Platforms like Fiverr and Upwork has made life so much easier by providing the jobs of your choice at a single click. Freelancer, ProZ, PeoplePerHour, Favser, TransPerfect, Gengo, ProTranslating, Translating Services 24, and Capita Translation are some amazing website which offers you do small tasks and earn.

4. Insurance Agent

Earning a substantial amount of income by promoting others’ products are services is always easy. In Singapore now you can work with different insurance agencies to help them reach their goals. You can work as an agent and promote their products. This is the most versatile industry in the whole world.

5. Be a Driver with Uber

If you have excellent driving skills and if you are looking for making some extra bucks every week, this could be the best fit for you. One of the easiest ways to make extra money in Singapore is to rent your car with Uber. Even if you have a bike you can get rides to form customers and earn your commission.

The only thing you need is to have a car and be a good driver. This doesn’t need any other qualification at all. A large number of people around the world are doing this as a part-time job to increase the total income. If you don’t have a car or bike you can buy a new car and return the amount in a very short time.

6. Making Delivery Work

In Singapore, the other easy way to earn some extra money is by making online deliveries. This needs a little extra work but you can make a decent amount of money. You can get paid to make deliveries through Amazon Flex. All you need to do is to just set up your schedule of pick up and drop off parcels.

You can even earn $22 to $25 per hour through this method. Various other big companies also offer such type of jobs. Things you can deliver include food, grocery products, and the list goes on according to the consumer demand.

7. Affiliate Marketing

In Singapore, you can get a good amount of additional money through online marketing. This needs the basic marketing skills to be learned by doing some real hard work.

Nowadays people learn affiliate marketing to earn a good amount of money. To do the affiliate marketing, you do not need to have your own product. Instead, choose any of the products from the big online stores like Amazon, ClickBank, MaxBounty and CJ Affiliates that pay your commission if you generate sales for them.

This way of earning is not limited to Singapore, but you can do it anywhere in the world as long as you have an internet connection and an amazing mobile device.

8. Earn from Social Media

Social media is not only a place to meet and greet your friends online but an incredible marketing platform as well. Businesses are really booming using social media platforms. If you have a product you can sell through social media and earn some extra money.

Facebook has become a great marketing tool to support business owners in order to promote their product or service online. YouTube is another big search engine with billions of subscribers. You are free to promote your business through YouTube.

You can even earn by creating posts, liking, commenting and sharing on Facebook. This is, in fact, the easiest ways to lift your total income in Singapore.

9. Selling your photos

If you are interested in photography and have some skills to capture beautiful pictures you can earn enough money just by doing what you love. Imagine making money out of the beautiful pictures you made, interesting yeah?

There are a number of websites which buy beautiful images. Alamy, iStock by Getty Images, Shutterstock and other big website offers you money. Grab your lenses today, and start making some amazing pictures.

10. Online Surveys

Even if you do not have any skill related to online or offline work you can still earn a good amount of money in Singapore by completing online surveys. This is a very simple job you can ever find. You only need to give your feedback for the questions ask by different companies. Give the answer and get paid.

11. Become An Online Translator

If learning, practicing, and teaching new languages is your hobby, why not make some bucks out of it. Websites like Upwork and also translator communities provide freelance translation work that is time-bound and rather financially rewarding. Start to translate different writings into one language from other and earn a good amount of additional money.

12. Be a Holiday Photographer

Yes, you are reading it right. Such a profession really exists. With the enhancing pressure to look perfect on social media sites together with making excellent memories, people desire remarkable pictures of their vacation.

So, if digital photography is your enthusiasm and also you think you know one of the most photogenic areas in Singapore, end up being a vacation photographer! Register on your own on websites like Frame A Trip or picnic and also start earning some money.


Which one would you choose to make money in Singapore? Choose one which best suits you according to your skills and interest. Today, side income jobs are important to fulfill all your financial needs. They are interesting and rewarding as well.

With some extra hard work and planning in Singapore, you can get a good amount of additional money to enjoy some extra facilities in your life.

How can I top up my state pension?

For many of us in the United Kingdom who are nearing the age of retirement, whatever that is these days, our pension will be the only means of support when the salary cheques stop!

Some of us who have diligently saved and prepared for this event could be congratulating themselves on a job well done. However, but to be taken into consideration are factors, will the pension we receive meet our needs? This could lead you to the next question of how can I top up my state pension?

Counting the cost

The number of people nearing or who have attained retirement and who will or do depend on a pension to support them in their retirement years is decreasing. This has led to a situation whereby those nearing or who have attained retirement age are seeking opportunities for earning extra money.

Naturally, there are various options such as adding to an existing pension scheme or starting a new one! Taking full advantage of your pension contributions during the years prior to retirement offers you an incentive in the form of immediate tax relief.

Alternatively, you can seek the means of earning extra income from another job. If you have already retired then this could be a foremost consideration, otherwise, ask yourself how can I top up my state pension? Although retirement for you may seem to be something in the distant future, time passes quickly and the faster you make decisions now, the better!

One option for those seeking to live a comfortable retirement are taking is setting up an online business.  This can be achieved by setting up a website an earning commissions from other companies for promoting their products. 

This form of online income generation is called affiliate marketing.  I’ve written a separate article explaining support you can access for setting up this kind of business – click here to read an article explaining how to set up an online business.

Job 1 Driver

There are opportunities made available for drivers by various organizations and businesses that have deliveries or errands that entail transportation. In many instances, they do not warrant employing a driver on a permanent basis.

Amongst them is work as a Day Care driver which can be a satisfying and interesting job helps others at the same time. It is an opportunity with potential if you have the empathy and work commitment to become part of a progressive organization that has a mission of improving the lifestyles of others. This is just one opportunity available at

Job 2. Customer Services Representative

This is a job that could involve you in providing information to customers and introducing new ranges of products and/or services’ to them. It could earn you an income that would help alleviate concerns regarding how can I top up my state pension? You would have the responsibility of dealing with both new and existing customers and the advantage of working in a productive and stimulating environment.

An outgoing personality will be an asset in adapting to the continuously changing needs of customers and their support. You will be called upon to not only establish a rapport directly with customers face-to-face but also with the telephone. With a good working PC knowledge, and a working background in the financial services’ industry would be assets.


Help and information are two valuable and much-needed properties in this constantly developing and changing world. This is a job that would require you to give efficient and effective service in a “Helpline” environment that offers inbound and outbound contact. Your personality and expertise would help provide information and understanding to the elderly, their families and carers.

Effective communication abilities are naturally criteria as is an awareness of the challenges that affect the lives of older citizens. Your inherent skills and empathy will be instrumental in assisting those in need of help to negotiate and cope with daily and for them, important issues in their everyday lives. For other interesting work in many fields visit which could help you determine “how can I top up my state pension?”

Job 4. General Maintenance

This type of job offers a wide and varied range of opportunities. In general, you will need some previous experience and be able to work flexible hours and pass a standard security procedure. If you are the holder of a current DBS, previous CTC clearance or have previous experience in a similar working environment then you could be a positive fit for a job of this nature.

Keep in mind that your duties could include the need to climb ladders, to change light globes and also involvement in the moving of furniture. For a wide selection of available jobs in many fields visit: and discover some interesting work that could help with any issues regarding “how can I top up my state pension?”


It has been generally realized in various quarters that as many of the fifties and over aged working population as possible should be motivated to stay in the job market, for a variety of reasons. One in particular, could be those concerned about “how can I top up my state pension?” and if this includes you, then you should be pleased to learn that you are among those considered to be a “vast untapped talent.

Your experience and inherent knowledge are valuable commodities, which are in turn huge assets to our economy. It has been determined by various researches in the retail industries that older personnel have the likelihood of being more empathetic with consumers and produce greater effort in all respect towards meeting their needs.

At the same time, the “older folk” are an excellent example for the younger generations and can significantly contribute towards their mentoring. But, it doesn’t stop there! It was also seen that amongst the older generation there were fewer job losses in the UK than with younger workers, particularly during recessional periods. This is generally recognized as being an indication of confidence related to their skills, integrity and hard work.

For anyone concerned about the issue of how can I top up my state pension? You have the satisfaction and security of knowing that you are in demand in the workplace. It is also recognized that the population is living and working for a longer age and can offer comparatively many years of healthy service to employers.

What is the state pension in Ireland?

Retirement is a word that has many and different connotations for various people, especially those of a mature age. It can mean that you have now achieved the distinction of being called a Senior Citizen. There is nothing wrong with that except for those who as what is the state pension in Ireland and how is your lifestyle going to change?

Some facts associated with pensionable age are that we today have extended lifespans, and some volatility on the stock markets upsetting some of our retirement plans! The main thing is that there are positive alternatives for you to consider, such as supplementing your state pension with another job.

Job 1. Blogging

Most of the population is computer aware to one degree or another. In any event, Blogging can be seen as being part of the social network scenario and could arguably be seen as an ideal work-from-home job, for those who have concerns regarding what is the state pension in Ireland!

To be a blogger, you do need any particular educational requirements or training. All you need is an aptitude to work with words and be to be familiar enough with your PC to be able to master various management applications.

You can create multiple streams of income from your website in a relatively straight forward way.  Many well known companies, such as Amazon, offering website owners the opportunity of earning commission from any customers who get referred to their website.  When starting out in this form of online business it’s useful to have access to some professional training such as that available at Wealthy Affiliate.  I’ve written an article explaining the best way of making a success of this business opportunity – click here to read this article. 

If you’re an expert on a subject matter this can be your entrance into Blogging by creating clips for online publications in your field. However, whilst this ideal for testing the water, transfer your valuable experience into money, and start earning your supplementary income.

Job 2. Consultancy work

If you enjoyed a career during your working life and would like to continue with it on a part-time basis after finding out what is the state pension in Ireland then acting as a freelance consultant could be the answer for you.

You have an inherent expertise and significant experience behind you, which you can turn to your advantage. This can be achieved either by working for a previous employer or for other organizations in comparable fields.

Regarding your payment; you could begin by dividing you past earnings into payment-per-hour, and at the same time include health and retirement benefits, as well as expenses. You could discover that your work as a freelance consultant offers a higher income than you were paid as an employee!

Work within reason

Regardless of what is the state pension in Ireland or whether you need to supplement your income, or you just want to remain active during retirement; part-time work can be a solution. However, all part-time jobs are not on an equal footing, because whilst some are more suited to older workers, others are best left to the younger generations, especially the physically challenging work!

Job 3. Bookkeeper –Tax ADVISER

For anyone with an accounting background bookkeeping and taxation could open the door to various financially viable opportunities. These are everyday issues that affect every business, no matter its size. It can also work well for you due to tax preparation being generally to a specified tax season. This could mean your work as a bookkeeper would be conveniently balanced for the remainder of the year.

As far as you own possible issues are concerned regarding what is the state pension in Ireland you are, with your new income-earning venture in a more favorable financial position.

With your past experiences, you are probably familiar with a computer and accounting software programs. At the same time, you would no doubt have developed a trained view related to detail and have the necessary interpersonal skills that will enable you to communicate effectively with clients and various employees. Make a visit to; for some other job options.

Job availability

Some positive motivation for you is that there are a wide variety of part-time jobs to meet most requirements, no matter personal preference, the skill sets or professional background. Whether you are office-oriented or would like to get out and about or work at home, there is something for you and your preference.

Job 4. Dog Walker – Pet Sitter

For any animal lover, being in their company is not only a pleasure but is for many therapeutic. It is a relaxing environment which has been adopted by many people worldwide, in some case as a full-time occupation but usually on a part-time basis.

The majority of dog owners for instance, if they have demanding jobs and busy family members, can experience difficulties when called upon to walk-the-dog! This type of animal requires regular exercise which means walking it, which is where you enter the scene. It is one that can take you away from concerns about what is the state pension in Ireland and provide you with a whole new outlook. It also gives you a very welcome earning potential.

If you want to extend your services, then as a Pet Sitter you can enjoy the company of various animals within their own home environment. This can keep you particularly active during holiday periods and provide you with a comfortable income. For further information, go to:


If you are concerned about what is the state pension in Ireland you are not alone. Various researches show that one in five workers over 60-years believe they will not be able to retire at the given age and will have to extend their working life. Of this number, 50-percent say they will have to work until they reach 70-years and it’s therefore, to be expected that about 8-percent of workers, 55-years or older, have reportedly created a second income.

Irrespective of whether you need to work, want some extra income for an easier life or just like being active, part-time work is a solution well worth considering! As far as your retirement date is concerned, the average retirement age specified in contracts of employment is 65-years. However, there are various provisions for early retirement from the age of sixty years or even at 55-years, with special provisions for an early retirement for health reasons.

Average state pension UK

As our populations now have a longer life expectancy, some pensioners have grown tired of trying to cope with rising costs, with their relatively small average state pension UK. Instead of sitting and bemoaning their plight, with confidence and true spirit they are seeking opportunities for making extra income.

This attitude has helped them not only with their cash flow each week but has also enabled them in keeping active, establish contact with new people and given them a new and stimulating interest in life! It has even resulted in some of them establishing businesses.

One such business opportunity is to start an online internet business.  Many retired people around the world have really enjoyed learning how to go about doing this with the support of a global community of online business owners such as that available at Wealthy Affiliate.  I’ve written a separate article explaining how to start your online business – click here to read this article. 

If you fit the above profile or would like to test the waters of employment here are a few jobs for you to consider, or get some ideas from.

Job 1. Become a Tutor

There is a seemingly endless stream of people of all ages who want to learn something. In many instances, they are seeking extra tuition on particular subjects to enhance their school, college or work careers. This is where you can start thinking about supplementing your average state pension UK and at the same time, help and empower other people;

Whether you are adept with a musical instrument, or a particular language(s) there are many searching, and ready to pay someone who can provide the necessary teaching. Alternatively, you could be proficient in mathematics or economics but whatever your skill is, you can add to your pension with a group or individual tutoring. A website for some original ideas:

Otherwise, if you want to see what this market can offer in your immediate home community; advertise your particular capabilities in the local libraries and supermarkets. You could be in for a pleasant surprise with the extra money to help with the average state pension UK.

Job 2. Join a Focus Group

The skills associated with market research are always in demand, particularly in this age of increasing online business. Marketing organizations’ are continually seeking the services of people to join focus groups, such as irrespective of age.

Generally, they are looking for individuals who have the time to offer a couple of hours giving their personal opinions related to products or services under review. Alternatively, the group could be asked to discuss and comment on an advertising campaign. Refreshments are provided and at the conclusion of a session, you are handed payment for the time you have given.

If you are looking to extend your income over and above the average state pension UK you could also consider making extra money from becoming an agent on behalf of a marketing organization and recruit other people to take part in the Focus Groups.

These groups are a great place to discuss views and opinions and also offer excellent opportunities to meet people.

Job 3. Sitting House

This could in context be described as a comfortable job for someone seeking to make some money over and above their average state pension UK. As per the description, it involves taking care of, or sitting, a home while the occupants are away. It could also include taking care of any pets.

This is an occupation for a single person or a couple. One of the most positive aspects being as far as you are concerned is that the highest demand for “House Sitters” is for those over the age of sixty. The reason generally given for this statistic is that this age group is seen as being more trustworthy than those of a younger age. In addition, they are more flexible and prepared to stay in a home during weekends and holidays.

You can enter this marketplace by contacting an agency You can start by joining an agency such as who will match you with compatible clients.

Although usually not seen as having a great earning capacity it can be an occupation to make that all important difference to your income from the average state pension UK. In effect, it could be seen as a working, paid holiday!

Job 4. Leaflets delivery

For anyone who enjoys exercise and viewing what is happening in various local neighborhoods, this could be the ideal job. It includes delivering a variety of content that can include the local newspaper, advertising pamphlets, and more. It is a job in demand due to promotional directories companies needing people to deliver their products or fliers on a regular basis.

One such contact is; The work can vary between delivering leaflets through letter boxes and delivering packages of magazines or using your car to deliver newspapers at strategic points. It is a healthy means of adding to your average state pension UK.

It is your choice whether you want to work directly by making contact with restaurants and shops in need of leaflet deliveries or go via an agency, such as Payment is generally on an hourly basis and it also a great way to meet new faces in new places!


Various researches related to average state pension UK and the situations of various pensioners have indicated that significant increases in the cost of living were influencing their lifestyles. In some instances, it has seemed that the older citizens are to an extent being either ignored or forgotten. This was an opinion expressed regarding the recent budget speech, when the word “pensioner” was not mentioned.

This is in stark comparison to the year 2015 when George Osborne mentioned it on several occasions. However, for those pensioners who feel neglected, there are plenty of opportunities for you in the outside world to supplement your pension.

It can mean some dedicated research and effort, but why not spend some time on improving your lifestyle! Companies across the UK are looking for experienced, trustworthy people for a wide and varied range of jobs. The ones mentioned in this article are just a fraction of what is available for you.

You have the opportunity to make a significant difference in your lifestyle and gain the means to make the most of your mature years!

Work from home jobs for free

Having to confront the issue of not working for any reason or having too much spare time on your hands rouses different sentiments in different people! For some, it’s the opportunity to relax and enjoy the sensation of freedom away from the madding crowd. For others, it can induce the sensation of isolation, the fear of losing contact and confronting that dreaded state of mind known as “boredom” or not being needed.

However, for many, it’s the creation of an opportunity for a whole new vision of what you’re capable of. This can mean exploring a new dimension of personal freedom in the workplace and especially, work from home jobs for free. It is also the signal for you to determine what type of job will truly give you the greatest satisfaction?

Many people in this position have considered setting up their own online business with the support of a global community of like minded individuals such as that available at Wealthy Affiliate.  I’ve written a separate article explaining how to set up your own online business click here to read that article. 

Add to this that your efforts can also benefit those with lifestyle challenges, then you have a new career that offers unlimited potential. Listed below are some job ideas that could change and challenge your perspective on how to enjoy a new working environment.

Job 1. IT Support Analyst

This is an opportunity for those even with other commitments, and who are seeking motivation and job-satisfaction in the form of a work-lifestyle balance. As a voluntary IT Support Analyst, you have the opportunity to assume a prominent role within an IT team and experience work from home jobs for free. The position requires remote online IT expertise for support to various locations in the UK.

An efficient knowledge of Microsoft Office and Windows 10 is crucial, with experience in the administrating of IT systems and supporting staff with IT issues. In addition, any recognized education, training or qualifications in the IT field would be a contributory factor.

Visit to explore the various advantages associated with work from home jobs for free. These can include offering support and costs for you to become Microsoft Certified and providing professional development opportunities.

Job 2. Research Network Volunteer

This is a position that does not require an academic or research-oriented background. It is one that will appeal to you in the event of your having direct experience related to the condition of dementia. Particular influences could be your living with dementia or having the experience of caring for someone with this condition. Of further interest to you could be the inspiration and motivation of becoming associated with the crucial aspects of dementia research.

There is a wide variety of work from home jobs requiring many and various applications and you could have the capacity to make a positive impact on many lives.

A contact point for you is; and your research capabilities will contribute towards the effort directed towards various research programs. A primary objective related to this job would be the reviewing of research applications, received in batches during the course of 12-months. However, depending on your specific interests and availability there are other opportunities for you to become involved in this type of valuable research. It is a flexible position and you have the option of contributing as much time as you can spare.

Job 3. Cancer Research UK

Cancer is a subject that has and is receiving increased attention worldwide, with sufferers showing remarkable courage and determination in their attempts to combat this scourge. With this in mind, work from home jobs for free provide the means to project the empathy and motivational inspiration with other volunteers, who can help effect positive change in their communities.

You will become involved in an innovative concept supported by an established organization. Working with a committee, the motivation is towards planning and raising vital funds crucially needed for new and original research. It will involve helping with the organizing of events, as well as creating an exciting aura and perception about the concept of raising funds to beat cancer!

You can create, develop, and promote social media pages focused on your area and help in attracting attention towards cancer research. To gain further information regarding jobs of this nature, go to

Your involvement in this type of work offers you the satisfaction of making a valuable contribution to potentially life-saving research. You have the opportunity of being an integral part in helping gain valuable research that could impact on anyone and everyone within your community and beyond.

Job 4. Telephone Volunteer

Loneliness has surprisingly in our modern social media motivated world of today become almost commonplace. It is particularly prevalent in those living practically in isolation, such as those with certain medical conditions. This is to the extent that work from home jobs for free includes the need for what are known as “side-by-side telephone volunteers.

This is a valued means of relieving the inherent loneliness and sensation of isolation of those sufferers of various medical conditions like dementia. This is achieved by companionship generated by the phone. With your support, it can help in improving the well being of someone and at the same time reduce the risk posed by the factor of isolation, often experienced by people with medical issues.

The “Side-by-Side” telephone technique offers the advantage that can make a significant difference in a person’s life with little time being required. However, the results and benefits achieved can in many instances, be regarded as remarkable! For more information, visit

Just consider that the sound of your friendly voice can make a significant difference to someone to whom loneliness is the norm!


As a member of work from home jobs for free fraternity, you have the opportunity to gain new and unique experience and skills that can assist you in your personal and career development. Time today is for many of us a critical aspect of our lives. However, this type of commitment has the power of making positive and long-lasting differences in your life and in those with whom you have contact.

How do you get involved? Well, that’s relatively easy because all you need do is decide what interests or motivates you! It could relate to something you have experienced in the past or one that could motivate you for the future.

One thing is for sure, whichever work you choose, it will make that all important difference to someone!


Work from home jobs for disabled people

Having a strategy in any form of endeavor can make the difference between a frustrating experience and a successful result. This can apply when you decide to search for work from home jobs for disabled people. Having some awareness of the type of job you searching for, as well as what you don’t want to do can save some time, energy and a lot of frustration.

It can mean just deciding on which field or industry you’d like to be part of and if you possess the required skills for the job. It can also help if you determine your personal strengths for a faster assessment when looking at the many and varied job advertisements! To help you start, and get some ideas, decide on the number of work hours you can give to a job, and whether you want full-time or part-time employment.

In various instances, employers offer flexible working hours, which can be adapted to meet your particular needs. The next decision is deciding if you want permanent or temporary work? To help you get started on your search experience, listed below are some potential occupations and links to sources of employment.

Job 1. Work with Social Media

This type of job can involve you in helping companies, web and blog sites owners, as well as independent entrepreneurs to establish and attract traffic on the Internet.  Setting up your own website is a great way of generating an online income.  I’ve written an article about creating an online income click here to read this article. 

The power of social media is widely recognized worldwide. However, knowledge of how to use to the full advantage such as by creating engaging content and social media marketing campaigns can for many be a challenge.

This type of work offers you exciting and interesting opportunities but it also requires time and effort. Depending upon specific client needs you could be required for a variety of services, such as attracting an appropriate audience or monitoring client profiles and their social media accounts. Adding to this you could be called upon to help in managing a Face book page and associated advertising.

This is a job that requires versatility dedication and an inherent awareness of how social media operates. Again depending upon client requirements, and your skills your work could entail proof-reading or a content editor. For further information view

Job 2. Peace work

This may sound a strange term in this day and age but the definition of Peace Work is that you as a worker will be paid for the number of completed product items, or “pieces” you produce instead of on an hourly rate or a determined salary. But, a minimum wage for piecework in the UK does apply but look out for any low rate which can mean you working for less than the legal minimum wage.

A popular past form of employment in many industries, peace work offered a foundation for many home based jobs, especially within the garment and light assembly industries. However, due to increased competition from low-wage countries in the Far East, the amount of available piecework has significantly decreased.

Although home production and assembly jobs are not as readily available today in the UK as they were, there are still some viable home opportunities to be found on the Internet.

Job 3. Virtual assistant

This is a high-potential job, contributed to by the fact of it covering a wide and varied range of related aspects. What it does mean is that it’s an opportunity for flexible and versatile workers, with a variety of skills and talent.

A visit to could open some doors of opportunity for you, including even establishing your own Virtual Assistant business. However, if you are more interested in the basic work from home aspect then you could become associated with a company that represents you and in turn makes you available to their clients and other employers.

If you are searching for work from home jobs for disabled people small businesses find it cost-effective to hire Virtual Assistants on a temporary basis if they cannot justify a permanent employee position.

As a matter of interest, the International Virtual Assistants Association, founded in the 1990s, was formed with 28-members but today boasts over 600-members!

Job 4. Translator

If you have been or are thinking about surfing the Internet for work and you have fluency in a language in addition to English you could consider an occupation as a translator. This occupation involves language translation for documents or audio files, not only in the context of written or recorded text but also related to the communication of cultural differences.

This is an international job opportunity because it enables potential employers to access work-from-home translators in any country with the required language skills. This is of particular interest and a significant asset in these days of globalization and ever-increasing international trading.

Various reports indicate that this particular work-need hat includes translators and interpreters, boasts a projected increase in employment faster than the average of the majority of all other occupations. For more job concepts and ideas, view


Your profile as seen by any prospective employer is an image of you, which means when it’s placed in front of a decision maker, you basically have one chance to make a favorable impression. Therefore, it is worth taking some time to compile a profile that will impact and is structured to fully present you as a person and your capabilities.

Your search for a job means taking the initiative, so don’t be shy about contacting organisations you would like to work for. Whether they are advertising or not, you have nothing to lose and your bold approach could even motivate them to review potentially vacant positions. This is your working life, therefore, be positive and promote yourself and your skills in every way you can. It could be an advantage if you e-mail your profile with a brief introductory letter to various companies.

The more avenues you explore, in your quest for work from home jobs for disabled people greater, are your chances of discovering some incredible opportunities.